Wednesday, October 21, 2009

You know what people like?

People like choices. I'll never forget my Dad talking about his corporate restaurant company introducing a new bread for a sandwich they already sold. It didn't increase the sales of the sandwich, made more work for the employees, and pissed off the customers when one of the choices was removed a few months later.

People like choices ... except they really don't. Because hubby works for the federal government, he has no fewer than a dozen healthcare plan options. The plan our family has had for the past several years is raising its premiums by about 50% and decreasing coverage. We are now in the unenviable position of having to pick a new healthcare plan. There are High Deductible Health Plans, Consumer Driven Health Plans, HMOs, PPOs, and different levels thereof. The brochures aren't as helpful as you might think, and trying to figure out what would actually be covered is like trying to learn another language.

Frankly, I miss my old job. There was one healthcare company. There was a high and a low option. It cost a fraction of what we pay now. I don't need choices. As it turns out, what I do need is an interpreter.

1 comment:

Cathy said...

Yeah I have to agree, even though at my old job we didn't get paid all that much 9being a non-profit and all!) but healthcare was 100% employer paid, unless you wanted to pay the little extra for the more inclusive plan. Easy peasy. Your decision does not sound easy, I have a headache just thinking about it!

Designed by Lena